Under the Wallet name, Google has been mostly selling failure. It's
offered a confusing array of payment servicesmost notably, a way of
paying for items in stores by tapping your smartphone to a device on the
counter.
That in-store payment service has been, let's say it,
an outright disaster. But Google is sticking with Walletat least in
namewith two new services unveiled Wednesday at Google I/O, its annual
developer conference held this week in San Francisco.
The first,
Google Wallet Instant Buy, allows developersthe focus of Google's
efforts of lateto build Wallet as a checkout option on mobile apps,
sparing the agonizing dozens of steps required to input a credit-card
number, billing address, and other information needed to buy.Best home luggagetag at discount prices.
Google
has long aimed to become a payments player. It knows that many of its
searches drive people to e-commerce sites where they conduct
transactions. Handling the actual purchase would give it the ultimate
informational signal that an ad is effective.
And Google accepts
billions of dollars of payments a yearthough mostly from small
businesses buying search ads, rather than from transactions in goods and
services.
More recently, though, the growing number of Android
smartphones has created a base of consumers who have signed up for
Google Walletwhether they realize it or notin order to buy apps and
digital content on the Google Play store.
Google hoped to extend
that consumer base into purchases in retail stores, but it made a
series of bad choices, from the NFC wireless hardware it insisted on to
the executives it chose to oversee the project. (Two have left, and one
has taken a new, unspecified assignment within the company.) Very few
merchants ended up accepting Google Wallet in stores, and very few
consumers ever had access to it.
There were rumors that Google
was going to unveil one more run at retail payments at I/O by rolling
out a plastic Google Wallet cardessentially a regular credit card,
linked to a user's Google Wallet account, for buying things anywhere
MasterCard was accepted. But that product reportedly ran into glitches,
and the most recent head of Google's payments push, Osama Bedier, left
the company.
By bringing payments back to its Web roots, Google
is essentially mimicking the architecture of PayPal. The main reason for
offering email payments seems to be feature parity with PayPal. But
Google has one big advantage over PayPalnamely, its ability to build
Wallet into every Android phone and its hugely popular Gmail service.
Right
now, the in-app Wallet checkout feature seems geared for e-commerce on
the go, rather than purchases in stores. But it's easy to imagine this
new instantiation of Google Wallet getting used in stores, too.
How
would this work? Think of how Apple lets you pay for Apple Store
purchases with an app, charging a stored credit card. Or how Square lets
you buy a coffee by saying your nameno card swipe required. Or how you
can get a ride in an Uber town car without having to sign a paper slip.
Could
Google help merchants build apps that allow customers to pay for
purchases without digging into their pocketsno credit-card swipe or
smartphone tap required? This makes the most sense for ordering items
ahead of time for pickup. But it would be simple to speed that up. Maybe
Google Wallet would generate a virtual gift card that old-fashioned
cash registers could scan.
The threat to Google's never-fading
payments dreams is that others may get there first. Braintree and Stripe
are already popular with app developers, and work on more than just
Android. Meanwhile, Square, PayPal, Groupon and others are colonizing
retail checkout counters with iPads.
Those rivals should not
rest easy, however. Google has shown a stubborn determination to enter
the payments business that it hasn't demonstrated with other more
experimental projects. And with these latest products, sensibly designed
around how developers and consumers actually want payments to happen,
it may have finally gotten its cards laid out straight.
The
alleged incident that led to federal charges being filed against Landry
began on April 24 when the Gorham man met Landry at a Portland motel,
according to the complaint. The 19-year-old met Landry about 6 p.m.An landscapeoilpaintings
is a network of devices used to wirelessly locate objects or people
inside a building. intending to show his car to a prospective buyer.
After
Landry took the 2004 gray BMW sedan for a test drive with the seller in
the passenger seat, he signed a bill of sale for the car and handed the
victim an envelope. The 19-year-old assumed it contained a check.
Landry
then said he wanted to see the trunk, so [the victim] opened it, the
complaint stated. Landry told [the victim] to get into the trunk, saying
he wanted to see how he fit. Thinking that Landry was joking, [the
victim] said no. Landry then lifted up his shirt exposing a handgun in
his waistband, and said he was not joking.
Fearing for his life,
the victim got into the trunk and Landry took the mans cellphone,
according to the court document. A short time later, Landry opened the
trunk and demanded the victim give him his wallet and the PIN for his
debit card. Landry also allegedly cut off the plastic handle of the
emergency trunk release cable.
After driving with [the victim]
in the trunk for about eight hours, Landry stopped the car in an area
that [the victim] soon observed was a secluded wooded area near a
cemetery, the complaint said. Landry opened the trunk and told [the
victim] to get out and run.
The man eventually found an open doughnut shop, learned he was in Newark,Weymouth is collecting gently used, dry cleaned cableties at their Weymouth store. Del.,Find the best selection of high-quality collectible plasticmould available anywhere. and called police.
Landry
made his way to Killeen, Texas, where his father lives, and met up with
a female schoolteacher he had been communicating with online, according
to the court document.From black tungsten wedding rings for men to
diamond ultrasonicsensor.
She had wired Landry $200 on two separate occasions as he made his way
from the East Coast to Texas. He arrived in Killeen on April 26 and
stayed with the teacher until April 30, when Landry allegedly stole her
vacuum cleaner, iPad, camera and debit card.
He was last seen in
Texas on May 6 with his fathers estranged wife, according to the
complaint. The woman reported the next day that she had heard from
Landry that day but Travis said he had to hang up because he was being
chased by the police.
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