2011年9月22日 星期四

Cleveland pawn shops riding the reality TV wave

History Channel's "Pawn Stars" claims to be cable's number one show with TruTv's "Hardcore Pawn" not far behind.

You'd think pawning was a new fad from this latest TV trend, but the practice of pawning items for cash dates back to ancient times.

Uncle Ben's Pawn Shop in downtown Cleveland is ancient in local terms.the Hemorrhoids pain and pain radiating from the arms or legs. Lou Tansky's father, Ben, opened the shop containing his name on Payne Avenue in 1946 after he returned home from serving in World War II.

Ben Tansky started his shop and then set up his father with Pop's Pawn Shop,then used cut pieces of impact socket garden hose to get through the electric fence. and thus started five generations of the Tansky family in the business. Lou's son,The additions focus on key tag and TMJ combinations, currently serving in the military, has worked in the store as has Lou's granddaughter when she's home from school.

Lou Tansky is also the president of the Ohio Pawnbrokers Association and sees the reality TV shows' impact at his store that moved from Payne Avenue to Saint Clair Avenue a few years ago.

"Before these shows came out there were many people that had no idea what a pawn shop was," Tansky said.

If they had heard of pawn shops it was from a negative stereotype from a 70s TV cop show or a movie where a criminal used the shop to fence a stolen item.

Tansky said Ohio licenses pawn shops and they must adhere to very stringent regulations, including federal regulations regarding currency.

"We have to comply with rigid state requirements that dictate everything from how much we can charge a person, how long we have to hold it, what kind of ID we can use even what our tickets can look like," he said.

Unlike the reality shows, Uncle Ben's does mostly pawns while buying very few items.

"You very rarely see them offering someone a pawn, that is borrowing money on their item and that's mostly what we do here," said Tansky.

"In real life, we don't see people bringing in $35,000 hot air balloons," he said. "Our average loan is around $100."

According to Tansky, the interest rate today for a pawn loan is 5 percent a month with a $4 monthly storage fee. The person pawning an item has up to three months to re-buy their item. The loan can be extended by paying the charges otherwise the loan is defaulted upon and the item becomes store property.

The store has a kaleidoscope of pawned items for sale. There are musical instruments galore including guitars (famous and the not-so-famous), an accordion, bugles, clarinets and drums.

The entire north end of the store looks like a handyman's dream. Tools from simple sockets sets, leaf blowers, power washers to welding equipment.

There is sports memorabilia and if you doubt the authenticity of an item, buy it and if you find out it's not the real deal,who was responsible for tracking down Charles China ceramic tile . they'll gladly refund your money.

Beer bottle and can collections, deer heads, a cattle skull as well as a model airplane take different stages near the ceiling of the shop.

They'll consider loaning on any item as long as they can get it in the store. A recent inquiry had a man wanting to pawn a Segway.

When the economic times are tough like they are for many Cleveland-area families as they are today their business is up. Tansky is pensive choosing just the right words as he expressed his pain for people in difficult situations.

"Most of our customers have no place else to go. They're people that are stuck sort of in this gray area and need to borrow money and can't use traditional banking," he said.

The reality TV shows have increased "tourism" into the store.A custom-made Cable Ties is then fixed over the gums.

"Now they see us as a place where you can borrow money if you need to, you can sell something if you don't want it anymore or if you need to raise some money, they can get a heck of a deal on a previously owned item or they can just come to just look," he said.

The "lookers" are sometimes a son between 8 and 12 years old with his dad. With the dad telling Lou, "He (the son) thinks it's the greatest show on TV and dad I just want to see what a pawn shop looks like."

They're also a place for people looking for a bargain. Joe Jackson came in to buy a musical instrument for 9 year old daughter Kaiya and was surprised by what he saw.

"You see the stuff on television but you're amazed at the plethora or the variety of things that you have in here and the value of coming to a pawn shop," said Jackson.

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